Graceline Community , Inc.

Why You Should File a 2021 Tax Return

Individuals who didn’t qualify for a third Economic Impact Payment or received less than the full amount may be eligible to claim the 2021 recovery rebate credit based on their 2021 tax year information. If they’re eligible, they’ll need to file a 2021 tax return even if they don’t usually file a tax return. The credit will reduce any tax owed for 2021 or may be included in the tax refund.

Share this tip on social media! More information is available at https://go.usa.gov/xt22y.

How To Succeed at Financial Literacy

“The math and mechanics of personal finance are easy. It’s the psychological side of money that’s hard,” writes J.D. Roth, founder of Get Rich Slowly. Like so many people, Roth at one time was struggling with debt and could not see a way out, but through research, discipline, and hard work, made his way out of debt and into early retirement. He continues on his website: “The solution to financial literacy isn’t to feed people more facts and figures… We need to teach skills like conscious spending and promote behavioral finance. Experts are seeing that our economic decisions aren’t based on logic, but on emotion and desire.” Get his free book https://www.getrichslowly.org/manifesto  or visit Why financial literacy fails (and what to do about it) (getrichslowly.org). There is a world of information available for people who want to achieve stability and financial independence!

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Our mission is to establish a nonprofit financial institution that leverages the provision of community-based lending, credit and asset building, and financial education.  We believe that reducing inequality and creating shared prosperity requires empowering women entrepreneurs, engaging unbanked and underbanked individuals and as collaboration with business, government, nonprofit and other civic organizations.

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