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Our mission is to establish a financial institution that leverages the provision of community-based lending.
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Last updated on August 27, 2021. Graceline Community believes in the importance of thoughtfully handling personal information and is committed to privacy practices that are transparent and compliant. This Privacy Statement sets out how Graceline Community uses the personal information we collect and receive about you.
Graceline Community collects personal information in support of its mission to help people see and understand their data. This personal information is collected through a variety of ways. You provide some information directly to us; we receive some information when you visit our website or use our products and services; and we receive some information from third parties. The categories of information we collect will depend on your interactions with Graceline Community:
Contact information. Name, employer, title, email address, physical address, phone number, and similar contact info, user names and passwords.
Payment and financial information. Credit card number, banking information and billing address.
Demographic Information. Employment status, occupation, region. If you participate in a Graceline Community survey, then you will have the option to provide further information, such as gender, race, and age.
Inferred and derived information. Data such as propensities and attributes that Graceline Community generates to help us understand you and your preferences.
Transaction and registration information. Information which is generated in the course of your transaction with Graceline Community, including account information, logins, passwords, and purchase history. Product registration information, product interest information, transaction information, and in some cases, student verification information. We may also collect registration information related to your attendance at Graceline Community events, including travel information, scheduling information, food preferences or allergies, and accessibility requests.
Website data. When you visit a Graceline Community website, we may collect online and technical information from your computer or mobile device, (such as your browser type; your Internet Protocol (IP) address and geographic areas derived from your IP address); time-stamped logs regarding access times and duration of visits; the web pages you visited before coming to Graceline Community websites (referring URL); and other usage data relating to your activities on our Sites, including the pages you request.
Product-related data. When you use a Graceline Community product or service, we collect certain information related to your use of our products and services. Graceline Community products may collect two types of usage-related data (“Usage Data”) depending on your configuration:
We may link this information to the personal information we have collected about you and use it for the purposes described in this Privacy Statement, and we may deliver targeted marketing and product information back to you based on this data.
Third party data. We may receive your personal information from third party suppliers or partners. If you connect with Graceline Community accounts on third party social networking sites, we may receive information about your social networking accounts, for example, your name, user name or display name, public profile, and email address. We may combine information you provide with data we collect automatically and with data we receive from third parties.
Images, video and recordings. Pictures, videos or audio recordings may be collected by Graceline Community. For example, if you attend a Graceline Community event, your image may be captured in a photo or video. If you call Graceline Community customer support, your call may be recorded.
If you decline to provide your personal information or ask us to delete it, we may be unable to continue to provide or support our products or services.
We use the personal information we collect for the purposes described in this Privacy Statement, as covered in any agreement that incorporates this Privacy Statement, or as disclosed to you in connection with our websites. For example, we will use your information to:
When we process your personal information we will only do so where at least one of the following applies:
Graceline Community works to keep your personal information confidential and secure. In some circumstances Graceline Community may share your information with third parties, for example:
We may facilitate third party services or ways to share data through third parties, including social media platforms, websites, applications, and services through plug-ins, widgets, buttons, and other third party features on and connected with our websites, communications or products. Third parties whose services you use in connection with Graceline Community, such as our training and certification partners, or third parties whose websites we link to, may have information practices that are different from ours. This Privacy Statement does not apply to the activities of third parties when they are collecting or using data for their own purpose or on behalf of others. We are not responsible for the activities of these third parties. We encourage you to review their privacy policies to understand how they use your information.
We have reasonable and appropriate physical, electronic, and managerial procedures in place to help safeguard your personal information. However, you should know that no company, including Graceline Community, can fully eliminate security risks associated with personal information. To help protect yourself, use a strong password, do not use the same passwords to access your Graceline Community accounts that you use with other accounts. We offer you the ability to post information and exchange ideas through our websites and other services. Because your posts and information shared through Graceline Community are public and can be seen by others, we caution all users to consider what they post and not to disclose any personal information. Graceline Community will not be responsible in the event that you disclose personal information in your posts, through our public services or during any other communication with other website users.
Information collected by Graceline Community or on our behalf may be stored on your computers, on your mobile devices, or on our servers, and may be transferred to, accessed from, or stored and processed in, the United States and other countries, including jurisdictions that may not have data privacy laws that provide protections equivalent to those provided in your home country. However, we will protect all personal information we obtain in accordance with this Privacy Statement and take reasonable steps to ensure that it is treated lawfully, for instance, by entering into the appropriate back-to-back agreements and, if required, standard contractual clauses or an alternative mechanism for the transfer of data as approved by the European Commission (Art. 46 GDPR) or other applicable regulator.
In certain circumstances we may retain your personal information after you have closed your account or are no longer actively engaged with Graceline Community. For example:
If you need help or wish to exercise any of the above rights or have questions about them, please submit your request email@example.com.
The California Consumer Privacy Act requires businesses to disclose whether they sell personal information. In addition, we may share personal information with third parties or allow them to collect personal information from our sites if those third parties are authorized service providers or business partners who have agreed to our contractual limitations as to their retention, use, and disclosure of such personal information, or if you use Graceline Community sites to interact with third parties or direct us to disclose your personal information to third parties.
California law requires that we detail the categories of personal information that we disclose for certain “business purposes,” such as to service providers that assist us with securing our services or marketing our products, and to such other entities as described in this Privacy Statement. We disclose the following categories of personal information for our business purposes:
California law grants state residents certain rights, including the rights to access specific types of personal information, to learn how we process personal information, to request deletion of personal information, and not to be denied goods or services for exercising those rights.
If you are a California resident under the age of 18 and have registered for an account with us, you may ask us to remove content or information that you have posted to our website(s). Please note that your request does not ensure complete or comprehensive removal of the content or information, because, for example, some of your content may have been reposted by another user.
If you need help or wish to exercise any of the above rights or have questions about them, please submit your request to firstname.lastname@example.org. Alternatively, you may dial 1 (469)-801-9369. We will consider all such requests and provide our response as soon as we can. Please note, however, that personal information may be exempt from such requests in certain circumstances, which may include circumstances where we need to keep processing your personal information for our legitimate interests or to comply with a legal obligation. We must confirm your identity before providing you with any personal information or deleting any personal information.
Cookies and Web Beacons
Graceline Community, Inc is a member of a group of companies located in North America. Click on this link for a complete, up-to-date list of our group companies who may process your personal information: www.gracelinecommunity.org/contact.
If you have any questions about how we use your personal information, or if you have any other privacy-related questions, please contact us at Graceline Community, Inc., Attn: Adam Beyah, 1621 N 34th St., Fayetteville, North Carolina 28303.
From time to time, we will update this Privacy Statement. In the event there are material changes to our information practices, we will note those changes on Graceline Community’s Privacy Statement webpage (www.gracelinecommunity.org/privacy) and in some cases send a notification of changes via email.
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